Building A Financial Foundation

Christopher Shearer

Building a Financial Foundation

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Here are some tools to help you on your way towards building wealth and managing your money:

Building Wealth: A Beginners Guide to Securing Your Financial Future: The Federal Reserve Bank of Dallas's Building Wealth Program helps individuals and families develop a plan for building personal wealth. The program presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt.

Money Smart
The FDIC's Money Smart for Adults Training Program helps youth and adults outside the financial mainstream enhance their money skills and create positive banking relationships. The more people know about credit and banking services, the more likely they are to increase savings, buy homes, and improve their financial health and well being. The Money Smart curriculum helps individuals build financial knowledge, develop financial confidence, and use banking services effectively.
For computer based instruction (CBI) or to order a free cd-rom:
Youth (Age 12-20): http://www.fdic.gov/consumers/consumer/moneysmart/young.html
Adult: http://www.fdic.gov/consumers/consumer/moneysmart/overview.html

MyMoney.gov
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better.

Here are some tools to help you on your way towards managing your money:

Control Your Credit
The U.S. Department of Treasury along with the Ad Council, have developed a campaign to combat the issue of excessive debt and financial illiteracy. The PSAs urge young adults to take control of their financial decisions by directing them to a website which will provide information about credit and personal finance.

Hands on Banking®
Hands on Banking® is a free, fun financial education program that presents the basics of smart money management in an easy-to-use format. Topics include budgeting, the importance of saving, bank accounts and services, borrowing money and establishing credit, investing, and more. The curriculum is customized for four age groups from 4th grade through Adults.

MoneyWi$e
MoneyWi$e is a national financial literacy partnership between Capital One and Consumer Action. It is the first program of its kind to combine free, multilingual financial education materials with community training and seminars to give consumers at all income levels both the information and the practical assistance they need to make smart financial decisions.
For access to the 5 MoneyWi$e interactive computer courses:
http://www.money-wise.org/articles/moneywie_offers_online_financial_education_courses/



more info http://hud.gov